Effective Date: February 22, 2025

Last Updated: February 22, 2025

At securefintrade.org, we strive to provide valuable information and recommendations about financial products and services, such as loans, credit cards, investments, and more. This Affiliate Disclosure explains our use of affiliate links and is applicable to all visitors, whether you are located in the United States, United Kingdom, European Union, Australia, Japan, South Korea, Taiwan, Singapore, Hong Kong, China, or elsewhere.

Our Commitment to Transparency

We participate in affiliate marketing programs, which means we may earn commissions when you interact with certain links on our website. This disclosure ensures transparency about our practices, in line with applicable laws and regulations worldwide.

How Affiliate Links Work

  • What They Are: Some links on our website are “affiliate links.” These are special URLs provided by affiliate networks or partners that allow us to track clicks, referrals, or purchases.
  • How We Benefit: If you click an affiliate link and take an action (e.g., signing up for a service, making a purchase), we may receive a commission or fee from the company offering the product or service.
  • No Extra Cost to You: These commissions are paid by the affiliate partner and do not increase the price you pay. Your experience remains the same whether you use our links or go directly to the provider.

Our Editorial Integrity

  • Content Independence: Our reviews, recommendations, and content are created based on research and editorial judgment. While we may earn commissions, this does not influence the information we provide.
  • No Guarantees: We aim to offer helpful insights, but we do not guarantee the accuracy, suitability, or outcomes of the financial products or services we link to.

Examples of Affiliate Relationships

We may partner with affiliate networks or companies such as:

  • Financial institutions (e.g., banks offering credit cards or loans).
  • Investment platforms.
  • Third-party service providers in the financial sector.

Specific affiliate programs may include, but are not limited to, CJ Affiliate, Impact, Amazon Associates, or direct partnerships with financial brands.

Your Responsibility

  • Clicking affiliate links and engaging with third-party products or services is at your own discretion and risk.
  • We encourage you to review the terms, conditions, and privacy policies of any third-party websites you visit via our links before making decisions.

Compliance with Laws

We aim to comply with advertising and disclosure regulations in your region:

  • United States: Federal Trade Commission (FTC) guidelines require clear disclosure of affiliate relationships.
  • United Kingdom/EU: Advertising Standards Authority (ASA) and EU consumer laws mandate transparency in sponsored content.
  • Australia: Australian Consumer Law requires honest advertising practices.
  • Japan: Consumer Affairs Agency guidelines promote fair disclosure.
  • South Korea: Fair Trade Commission (FTC) rules ensure advertising clarity.
  • Taiwan: Consumer Protection Law emphasizes transparency.
  • Singapore: Advertising Standards Authority of Singapore (ASAS) guidelines apply.
  • Hong Kong: Trade Descriptions Ordinance governs fair marketing.
  • China: Advertising Law requires truthful disclosure of commercial relationships.

Changes to This Disclosure

We may update this disclosure to reflect changes in our affiliate practices or legal requirements. Updates will be posted here with a revised “Last Updated” date. Please review this page periodically.

Contact Us

If you have questions about our affiliate relationships or this disclosure, please contact us at:

  • Address: None

This Affiliate Disclosure aligns with:

  • United States: FTC Endorsement Guides.
  • United Kingdom/EU: ASA CAP Code, EU Unfair Commercial Practices Directive.
  • Australia: Australian Consumer Law.
  • Japan: Act Against Unjustifiable Premiums and Misleading Representations.
  • South Korea: Act on Fair Labeling and Advertising.
  • Taiwan: Consumer Protection Law.
  • Singapore: Code of Advertising Practice (SCAP).
  • Hong Kong: Trade Descriptions Ordinance.
  • China: Advertising Law of the People’s Republic of China.

 

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